I think, for most of us, it’s the latter. Perhaps if you’re playing an intimate gig with an unamplified acoustic but as soon as you add in effects, amps, cabs, room acoustics, a mad drummer and a screaming vocalist and the subtleties of tone wood start to disappear.
I think I prefer the feel of an unglossed rosewood fretboard - all the maple ones I’ve played have had a high gloss finish on and been really hard under the fingers. Probably my imagination but RW seems to have have just a little “give” which I like.